Can I Get Car Repair Financing?

Getting an accident is always a stressful experience, and realizing that you have an expensive problem to repair is no different! It only becomes more stressful if you’ve come to the conclusion that you can’t pay for the work you need out of pocket. Still, no one should have to drive in a vehicle that doesn’t make them feel safe! Securing car repair financing may be a better option, and we’ve put together a short guide to help you make the right decision.

Car repair financing is just another way of saying “auto repair loan”. You’re essentially taking out money to pay for a repair or a replacement that you desperately need. If you find that you don’t have the money that you need to repair your car today, you’ll want to consider the following options:

• In some cases, it’s possible to apply for car repair financing with a lending institution like a bank or a credit union.
• Drivers searching for car repair financing with bad credit may have better luck applying for a personal loan at other locations near Crofton or Severna Park.
• In-house financing departments at dealerships may also be able to provide the financing you need.
• Here at Land Rover Annapolis, we make it easy to apply for Synchrony Car Care™, a credit card that lets you spread out your payments over a longer period of time.

In any event, going after an auto repair loan can be expensive! If you want to avoid the need for car repair financing in the first place, consider opting for an extended warranty or choosing a car that’s covered by a warranty.

Should I Opt for Car Repair Financing?

Driving around Crofton or Severna Park in a car that needs repairs is never a good idea. However, going after car repair financing isn’t necessarily your best move. Trading up for a more reliable new or used vehicle might be a better long-term solution.

Ask yourself these questions before you make an application for an auto repair loan:

• Are you likely to need more repairs in the near future?
• Would a new auto loan be more affordable than car repair financing, month-to-month?
• Is your car still worth more than the total cost of your repairs?

We offer a selection of used cars priced under $10K, so getting behind the wheel of something more dependable might be easier than you’d expect.

Our Finance Experts are Here for You

Whether you’re ready to make an application today, or you just want to learn more about your options, reach out to the finance center at Land Rover Annapolis. Since we also operate a dedicated service center at our Annapolis dealership, there’s no better place to search for car repair financing near Edgewater.